Dear Insured

Your health insurance has contacted our subrogation department regarding an injury you sustained on August 20, 2009. Please fill out the attached questionnaire regarding the nature of your injury.

Date of incident: Wait a minute. Isn't this already in the cover letter? Why do you need me to tell you again?
Nature and location of the injury: I gave birth to a baby boy. In a hospital.
Did you file a police report: Do I need this to get the birth certificate?

I'm sure the tort lawyers will get on this immediately upon receipt of the submitted questionnaire. Stay tuned.